Money Stress

Financial stress can be felt when people are worried that they do not have enough money, they might miss their loan payments and not having enough savings for an emergency. The top reason for default or debt problems is poor financial planning.
When taking a loan, people usually look at how much is being offered but we should look at how much we can afford. Affordability is important so you can assess how much loan you can take. There’s a lack of planning for the long term and many of us don’t do those calculations. We will just cross the bridge when we come to it. No planning, no budgeting, no cash flow management, all these come under poor financial planning.
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Stress